Lifestyle

New single and new album bring heartening music for unsettled times

WASHINGTON - October 29, 2022 - (Newswire.com)

Today, an original song arrives from Ed Gumbrecht, announcing a new season of resonant and expressive music. Make Us Wise became available on all streaming services starting at midnight, 10/29/22. In a year where the standard fare of catchy and campy music feels out of sync with the times, Gumbrecht delivers a refined alternative.

The song is a meditation on loss and the comforts of relationships. It suits a middle sensibility, neither too bright nor too somber. With a bassy melody and spare acoustic production, it has an intimate friendly quality. Its message is poignantly ripe for the season.

Make Us Wise as a single release is a prelude to Gumbrecht's upcoming album, Enter the Muses (out in November) -- a textured panoramic rendering of modern life's cares and surprises. His February 2022 release, Colorshow, revealed the artist as a poetic storyteller. His new album presents a deeper and more evocative collection of songs.  

Gumbrecht's growing oeuvre contains a harvest of music that will leave you feeling encouraged and alive in any season. Fans of the songwriter, folk rock, rock and country genres especially should listen, and add Make Us Wise and Enter the Muses to your Fall playlists. 

Contact Information:
Ed Gumbrecht
Composer
[email protected]
860-510-3888


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Original Source: Singer/songwriter Ed Gumbrecht Delivers Soulful Music for the '22 Fall Season

Grand Opening Party & Pink Ribbon Ceremony scheduled for Nov. 5, 2022, from 3pm to 7pm. JACKSONVILLE, Fla. - ...

NEW YORK - October 28, 2022 - (Newswire.com)

iQuanti: When disaster strikes, the last thing you want is to be unprepared, but it is becoming a reality for more and more Americans. With rising costs for materials and labor, you may be shocked to find you can't afford your next car repair bill. 

In those situations, it's important to have backup options for funds so that the necessary expenses are covered. Next time you're in a pinch, consider these choices for upcoming or surprise car repair and maintenance. 

Get a personal line of credit

In a pinch, a line of credit can be extremely helpful. Extremely similar to credit cards, a person is able to access up to a pre-determined amount of funds within a credit limit. You'll only want to take what you need as, just like a credit card, you'll owe interest on the amount you've borrowed. While there is flexibility to pay back the funds, it's important to be wary of how interest can accrue the longer the balance is outstanding. 

Borrow from family and friends

One of the easiest and least complicated methods to obtain money in a pinch is to ask for help from loved ones. Sure, not everyone has the luxury of accessing money from family and friends or necessarily wants to, but if you can, it may provide a more flexible method of repayment.

Plus, you can skip the fees and only borrow and repay the amount that you've borrowed. But if money is a sensitive subject in your family or social circle, it may be smart to avoid this method unless absolutely necessary when no alternatives are available. 

Get an installment loan

Installment loans come in handy when you need a manageable repayment schedule with stable interest. With these loans, you can receive a lump sum of money all at once. Then, you'll pay it back over time in fixed monthly payments, or installments. Repayment terms can last from a few months to several years. The benefit of these is that you'll have all the information you need to properly repay the loan from the beginning. 

Use a credit card 

Credit cards are a huge tool for unexpected expenses, so long as you have one in place prior to the expense. Something important to note with a credit card is that there is usually a credit limit that maxes out the amount you can spend. 

For new credit borrowers, that amount could be minuscule, such as $1,000 or less, especially in the case of secured cards. On the other hand, seasoned borrowers or those with favorable borrowing characteristics may be able to access tens of thousands in credit. For high expenses like home repair or unexpected medical bills, this can help keep you afloat. 

The bottom line

Car repairs, like any emergency expense, can provide unnecessary financial stress on top of the burden this life event causes. In order to be prepared, you'll want to make sure you have access to cash or have the means to get more funds, whether it be a loan or other option.  

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125

Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125


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Original Source: What to Do if You Can't Afford Your Car Repair Bill

These salon suites are perfect for any hair stylist, makeup artist, or esthetician looking for a prime location to start their business. ...

NEW YORK - October 28, 2022 - (Newswire.com) iQuanti: The average salary...

NEW YORK - October 28, 2022 - (Newswire.com)

iQuanti: If you're like many people, you may have dreamed of retirement as a time when you can finally relax and enjoy your golden years. But the reality is that retirement can be a stressful time, especially if you're short on cash. Don't despair! There are plenty of things you can do to make ends meet, even if you're on a tight budget. Here are a few ideas to get you started:

1. Cut back on unnecessary expenses

One of the easiest ways to save money in retirement is to take a close look at your spending and cut back on unnecessary expenses. Do you really need that fancy coffee every day? Could you travel or eat out less often? Even small changes can make a big difference in your retirement budget.

2. Sell some of your stuff

Chances are, you may have a lot of stuff that you don't really need. Why not sell some of it to free up some extra cash? You can have a garage sale, sell items online, or even donate them to a thrift store.

3. Get a part-time job

Retirement doesn't mean you have to stop working altogether. If you need some extra money, consider getting a part-time job in retirement. There are plenty of jobs that are perfect for retirees, such as teaching, consulting, or working in a retail setting.

4. Make some home improvements

Making some simple home improvements can also help you save money in retirement. For example, you could weatherize your home to make it more energy-efficient. Or, you could install solar panels to reduce your electricity bills.

5. Get an unsecured line of credit

An unsecured line of credit can be a great way for retirees to get extra cash when they need it. You can use the money for anything you need, and you don't have to put up any collateral. Better yet, you can pay this loan back all at once or over time, and you'll only pay interest on the amount you borrow.

6. Downsize your home

If you're finding that your current home is too expensive to maintain, downsizing to a smaller home can be a great way to save money in retirement. Not only will you have lower monthly expenses, but you'll also have less stuff to take care of.

7. Live in a retirement community

Moving into a retirement community can be a great way to cut down on your living expenses. Retirement communities typically include amenities like meals, transportation, and activities, which can help you save money.

The bottom line

No matter what your retirement budget is, there are plenty of ways to make ends meet. By cutting back on unnecessary expenses, selling some of your stuff, and getting a part-time job, you can free up some extra cash. An unsecured line of credit can give you flexible access to funds so you can cover the expenses you need. And if you're really struggling, downsizing your home or moving into a retirement community can be a great way to save money in the long run.

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125

Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125


Press Release Service by Newswire.com

Original Source: What to Do if You're Short on Cash in Your Retirement

LOS ANGELES - October 28, 2022 - (Newswire.com)

iQuanti:  Halloween is a time to be celebrating with light-hearted fun, not panicking over affordability. Luckily, there are plenty of options available for how to host a Halloween party on a budget, and we've rounded up a few for you. Plus, if you're looking for access to funds in order to make your party work, find some tips on where to find funds below. 

Low-budget Halloween ideas

Throwing an epic Halloween bash doesn't need to break the bank. In fact, it can be as manageable and inexpensive as you want it to be. If you can rope in a few friends or family to help you creatively piece together your Halloween bash, you'll find it can be a lot cheaper than you imagined. Here are a few Halloween ideas to get you started! 

Focus on the vibe

While over-the-top décor can be fun, it's also not necessary, especially if your party is adult-centered. Small things like lighting and good music can have way more of an impact than any signs or setups you can manage. To save on both cost and time, stick to the things you know your partygoers will appreciate most rather than getting caught up in throwaway décor. 

Set a theme

If you're looking to make the atmosphere fun without putting in all of the effort alone, tell your invites that they need to dress according to the theme. You'll be able to create a sense of cohesiveness without having to worry about much more than yourself. Sure, you can just have a general theme, but why not tell everyone to come as their favorite singer or favorite color? This places some of the focus on attendees to set the mood rather than just you! 

BYO/Potluck

A bring-you-own get-together will save you major headaches and cost when it comes time to plan. To help make sure you don't end up with twelve bags of chips and no drinks, consider having them mention what they'll bring when they RSVP. Even easier? Create an online spreadsheet that is updated in real-time when someone claims the beverage or food they're bringing. 

What to do if you're low on cash

Sometimes, despite your best efforts, it can be difficult to afford even a low-budget get-together. In these cases, you may consider getting a quick loan from a direct lender. With these loans, you can access money to cover your party needs and repay the funds when you're able to, or according to the agreed-upon repayment schedule. 

If you're struggling with credit, the process of accruing a loan may be more difficult, but it is by no means impossible. Although it may be tough to find no credit check loans from direct lenders, many lenders offer less strict credit score requirements if you have poor or fair credit. 

The bottom line

When Oct. 31 rolls around, don't let party planning ruin the fun - or your wallet. With a little planning, creativity, and offloading some of the responsibility to family and friends, the day can remain stress-free and keep your wallet happy. And in the case that you want to go above and beyond but need a little extra cash, there are options available that may be perfect for your needs. 

Contact Information:
Keyonda Goosby
Public Relations Specialist
[email protected]
(201) 633-2125

Carolina Darbelles
Senior Public Relations Specialist
[email protected]
(201) 633-2125


Press Release Service by Newswire.com

Original Source: How to Host a Halloween Party on a Budget (And What to Do if You're Short on Cash)

"Coats for Kids" runs from October 29 to November 12, 2022 and strives to bring in 1,500 coats to benefit underserved children and families of the Angel Harvey Family Health Center.

OAK BROOK, Ill. - October 28, 2022 - (Newswire.com)

For the 12th consecutive year, CD One Price Cleaners and the Infant Welfare Society of Chicago are teaming up to help local children stay warm this winter with "Coats for Kids."

"Coats for Kids" is a charitable coat-donation program benefiting underserved children and families of the Angel Harvey Family Health Center in Chicago. The program runs from Saturday, Oct. 29 to Saturday, Nov. 12, 2022.

How it works: CD One Price Cleaners, Chicagoland's leading dry cleaning and laundry franchise, will collect donated, gently used coats at all 36 locations in Illinois and Indiana, including Chicago city and suburbs. Donated coats will be cleaned at the CD One locations and picked up by the Infant Welfare Society of Chicago.

"CD One is passionate about providing underserved youths in our community with proper clothing to navigate Chicago's frigid winters," said CD One Price Cleaners' Vice President of Marketing Jonathon Reckles. "We're excited to once again partner with the Infant Welfare Society to get these coats to those who need them the most."

Customers are encouraged to donate both child-sized and adult-sized coats and jackets.

Before the pandemic, CD One and IWS teamed up to collect 1,439 coats in 2020. This year, CD One and IWS aim to gather more than 1,500.

"We are pleased to again be working with CD One Price Cleaners — and marking the 12th anniversary of our partnership — in this year's fall coat drive," Auxiliary Co-Presidents Liz Berglund and Maria Enright said in a joint statement. "Providing these coats to children and families in need will make a big difference in their lives, especially in this financially challenging environment."

"Coats for Kids" donations never go unneeded, as over 200 new patients enroll monthly at The Infant Welfare Society. 

About The Infant Welfare Society of Chicago

The Infant Welfare Society of Chicago provides quality, community-based healthcare to uninsured, underserved children and their families who would otherwise lack access to essential medical services.

About CD One Price Cleaners

CD One Price Cleaners is based in suburban Chicago. Founded in 2001, the company operates over 38 franchise locations in the Midwest. Follow CD One Price Cleaners on Facebook and Twitter or visit http://www.cdonepricecleaners.com.

###

CONTACT

Jonathon Reckles
Vice President of Marketing
Phone: (708) 836-4614
Email: [email protected]

Contact Information:
Jonathon Reckles
Vice President of Marketing
[email protected]
(708) 836-4614
Related Files
CoatsForKids-CDOne-IWSChicago-102822.docx



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Original Source: 'Coats for Kids' Launches for 12th Year in Partnership Between CD One Price Cleaners and the Infant Welfare Society of Chicago

For many businesses, a new season means either slowing down of trade, or the busiest time of year. With the right solution, Liberty says both can remain in control of their finances. ...